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Theological Leader

The granting of a credit is in force reason why generally Cs is known like the five of the good credit, they are: * Character: You are a person that he pays his accounts precise? Capital: It has sufficient income and/or net patrimony to contract debt Capacity of payment: Are you a stable person? They are its sufficiently safe income and their use like guaranteeing the payment of its debt? Collateral: It has real goods or guarantees that assure the collection their debt? Conditions: The present situation of the market and the economic conduction of the government have altered the economico-financial balance to the point of which the increase of the interest rates would cause that you were yourself crippled to pay his debt as was settled down? These five Cs are fundamental principles that they are easily verifiable by the institutions of credit, if a person does not own a file of credit, it must begin to demonstrate the qualities that could animate to their deserving potentials to grant the credit to him that it is asking for. The maintenance of a good image will be fundamental to be able to accede to the undeniable benefits of the system, but it must consider very that the financial stability, requires of a serious conduct and responsible, some of his must be considered very seriously basic principles: saving capacity (to spend less than the income) to plan investments, such as, house, education, health, and to avoid to fall in the claws of the consumption, especially in the days of crisis is very important to know how to separate the vital thing of the trivial thing. Get more background information with materials from Ford. Hugo W. Arostegui Analyst in Management of Companies, Consultant in Economy, Religious, Theological Leader, Administrator of Hospitals. Click One True View for additional related pages.

Food Tips

We have the climatic change until in the soup. But the consumption of meat and the way in which we fed the 6. 400 million human beings who we inhabited the planet affects to the air which we breathed, besides knowing a clearly social impact. As the man is done of the nature surrounds that it, it interacts with her, it uses as her to feed itself and comprises of that nature of active way, we will tie the social thing to the environmental thing. A group of scientists and experts managed the past year to sensitize to million people on the destruction of the planet by a model of consumption based on hydrocarbons. But the improvement in the nutritional habits, is pending. One of those improvements consists of consuming less meat. In almost half century, the human consumption of meat in the world has been quadrupled.

The individual consumption of meat has been duplicated in that same period of time, with the forecast for 2050 of which that consumption becomes to duplicate. Although the world-wide consumption of meat is not equitable, the averages are over which the Earth can hold. Almost third of the free land surface of ice of our planet is dedicated or somehow related to the cattle, generating production of 18% of greenhouse effect gases. Another 13% come from the transport and another 19.4% of industrial activities, according to the Intergovernmental Panel for the Climatic Change of the United Nations. The cattle ranch uses a third of world-wide the agricultural land to produce animal food, a process related to the deforestation of tropical forests, mainly in Latin America, where the cattle operation has grown in a 4% in the last years, when the world-wide average is below 2%. Brazil and Argentina replace the demand of cereals to feed the cattle of the Asian east that, due to the small territorial extension and to the cultivable earth shortage, they must concern them.